The Credit Keys Academy

THE CREDIT KEYS ACADEMY NEWSLETTER

Melissa Hobgood, founder of Hobgood Credit Repair

Coffee & Credit

Credit Education•Smarter Money•Community Connections
November 2026 | Thanksgiving Edition
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This Month at a Glance

What's inside this edition

Credit Tip of the Month

Don't Let Holiday Shopping Hurt Your Credit!

Budgeting Tip of the Month

Holiday Credit Card Offers: Are They Really Worth It?

Business Spotlight

Nefetari “Tari” Bladen: JNB Realty

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